Blog

Blog

Escrow and Loan Assumptions

Escrow and Loan Assumptions

Understanding the mechanics of loan assumptions and the role of escrow is crucial for home purchasers when navigating a transaction involving a conventional or VA loan assumption. A loan assumption occurs when a buyer takes over the seller's existing mortgage under...

Facilitating the Payoff of Utilities at Closing

Facilitating the Payoff of Utilities at Closing

A smooth property closing process is the goal for all parties involved and understanding how final utility payments are handled is important. In the State of Washington, unpaid utility charges can become liens on the property, rather than attaching to the owner of the...

Trustee’s Sale E-Subscription!

Trustee’s Sale E-Subscription!

We offer a daily Notice of Trustee Sales e-list subscription for both Kitsap and Mason Counties. Please click the button below to subscribe or call Customer Service at 360-692-2233 if you have questions. KITSAP COUNTY LIST - $60.00 per year ($5 per month) MASON COUNTY...

Is Your Title Company Proactive in Preventing Fraud?

Is Your Title Company Proactive in Preventing Fraud?

  As a real estate professional, you do your best to educate and protect your clients from fraud and scams. You watch for anything suspicious, such as requests to sell a property below market value, communication only through electronic means, or requests for a...

Seller Wrap Real Estate Transactions

Seller Wrap Real Estate Transactions

A seller wrap real estate transaction, also known as a wraparound mortgage or simply a "wrap," is a type of creative financing arrangement used in real estate transactions. In a seller wrap transaction, the seller acts as the lender, offering financing to the buyer...

Important: New Certification Form for Co-signor Exemption

The exemption allowed under WAC 458-61A-215(2)(d) for addition of a co-signor to title and (2)(e) for removal of a co-signor from title require a narrative submitted with the Real Estate Excise Tax Affidavit. Due to the high level of misuse resulting in unintended tax...

Let's work together.